Agreement and eligibility
These terms apply when you access or use Dividend Yield. By using the service, you agree to these terms and the Privacy Policy. You must be legally capable of entering this agreement and must not use the service if applicable law prohibits you from doing so.
Your account
You must provide accurate account information, keep credentials secure, and promptly notify us of suspected unauthorized access. You are responsible for activity through your account. We may require identity or account verification before fulfilling a sensitive request.
Information service, not advice
Dividend Yield provides record-keeping, calculation, visualization, and educational tools. It is not a brokerage, dealer, adviser, portfolio manager, tax preparer, accountant, or law firm. Nothing on the service is investment, trading, tax, accounting, or legal advice or a recommendation tailored to you.
Prices, exchange rates, dividend amounts, payment dates, yields, returns, and projections may be delayed, incomplete, or inaccurate. Past or projected performance does not guarantee future results. Verify important information independently before making a financial decision.
Your information and permission to process it
You retain ownership of information you enter or import. You give us a limited permission to host, copy, process, and display that information as needed to provide, secure, maintain, and improve the service. You must have the right to use anything you upload and are responsible for checking imported data against source records.
Subscriptions and payments
If paid plans become available, the price, billing interval, renewal terms, included features, and cancellation method will be shown before purchase. Taxes may apply. Payment processing may be provided by Stripe or another disclosed provider. Additional purchase terms shown at checkout form part of this agreement.
Third-party services
The service may interoperate with Google, broker exports, market-data sources, payment processors, or other third parties. Their products, availability, and terms are outside our control. References or links do not imply that we guarantee or endorse a third party.
Acceptable use
You may not attempt unauthorized access, interfere with the service, bypass security or access controls, introduce malicious code, scrape or overload the service, reverse engineer protected components except where law permits, impersonate another person, or use the service to violate law or another person’s rights.
Our content and software
The service, branding, design, software, and original content are owned by the site operator or its licensors and are protected by applicable intellectual-property laws. These terms give you a limited, revocable, non-transferable right to use the service for its intended personal purposes.
Availability, suspension, and termination
We may add, change, suspend, or discontinue features. We may restrict or terminate access where reasonably necessary to protect the service, comply with law, respond to non-payment, or address a material breach of these terms. You may stop using the service at any time and may request account deletion.
Disclaimers
To the extent permitted by law, the service is provided “as is” and “as available.” We do not promise that it will be uninterrupted, error-free, secure, or suitable for a particular purpose, or that data and calculations will always be complete or current. Rights that cannot lawfully be excluded remain unaffected.
Limitation of liability
To the extent permitted by law, the site operator is not liable for investment losses, trading decisions, tax consequences, lost profits, lost data, loss of opportunity, or indirect, incidental, special, exemplary, or consequential damages arising from the service. Any liability that cannot be excluded is limited only to the extent permitted by applicable law.
Applicable law and disputes
These terms are governed by the laws applicable in the Canadian province or territory where the site operator is established and the federal laws of Canada that apply there, without limiting mandatory consumer rights that apply where you live. Please contact us first so we can try to resolve a concern informally.
Changes and contact
We may update these terms as the service changes. The updated date above identifies the current version. Continued use after revised terms take effect means you accept them. Questions can be sent to support@dividendyield.net.